You refer the family
Send the form below, call us, or give the family our number. We can work with the person who holds power of attorney.
For Elder Law Attorneys, Caseworkers and Care Teams
Irrevocable prepaid cremation and funeral plans for clients going through a Medicaid spend-down, with an itemized contract and every price posted.
IRREVOCABLE CREMATION PLANS FROM
$997
Itemized contract. Prices posted. Se habla español.
In-person arrangements: 3521 N. Pulaski Rd. · Get directions
IRREVOCABLE PLANS
Cremation, funeral and burial
ITEMIZED CONTRACT
Every service and price listed
POWER OF ATTORNEY
We work with the family and POA
PRICES POSTED
Every package, line by line
How our plans fit a Medicaid spend-down
Our prepaid plans are funded through a life insurance policy with Funeral Directors Life, an insurance company that specializes in funeral pre-planning. The money isn’t held by Caring Cremations.
Under the Illinois Public Aid Code (305 ILCS 5/3-1.2), a prepaid, guaranteed-price funeral contract funded by an irrevocable assignment of a life insurance policy is exempt when eligibility is determined. The exemption is limited to the insurance benefit designated for the funeral goods and services, and the contract has to describe those goods, services and prices in full.
That’s why our contracts are itemized. Every service and item is listed with its price, so nothing is left undescribed.
- Irrevocable plans for cremation, funeral and burial
- An itemized contract for the caseworker
- Plans set up by phone, online or at our Irving Park funeral home
- Spanish-speaking staff
We’re funeral professionals, not attorneys, and Medicaid rules change. We explain how our plans work; eligibility questions belong with the caseworker or an elder law attorney.
How a referral works
Three steps. The family can do all of it from home.
We go over the choices
A funeral director walks the family through the packages and every price, by phone, online or at our Irving Park funeral home.
The plan is set up
The plan is funded through Funeral Directors Life, and we provide the itemized contract for the caseworker.
Prepaid prices at a glance
The same package prices as our funeral home, locked in when the plan is in place. Only government fees, like the cremation permit and death certificates, can change.
| PACKAGES | |
| Direct Cremation | $997 |
| Water Cremation Flameless, using water instead of flame | $1,897 |
| Family Farewell One hour of private family viewing first | $1,997 |
| Cremation with Memorial Service | $2,500 |
| Remembrance Stones About 40 to 80 stones instead of ashes | $2,997 |
| Cremation with Visitation | $4,950 |
| ADDED TO EVERY CREMATION PLAN | |
| County cremation permit | $200 |
| Cremation container Midway cremation casket $745, simple bamboo container $995 | from $160 |
| Immediate need transportation | $295 |
| Sales tax on merchandise | 10.25% |
| OPTIONAL | |
| Urns | from $25 |
| Keepsake urns and jewelry | from $55 |
| Register book; prayer cards (50) | $75; $150 |
| Expedited cremation | $150 |
| Certified death certificates $20 for each additional copy | $40 |
| PACKAGES | |
| Direct Burial Graveside service, no visitation | $2,500 |
| Family Gathering One-hour viewing, then graveside service | $4,950 |
| Traditional Funeral Four-hour visitation, then graveside service | $5,550 |
| MERCHANDISE | |
| Caskets | from $1,297 |
| Cement grave liner | $795 |
| Sales tax on the casket and outer burial container | 10.25% |
| NOT INCLUDED | |
| Cemetery charges The grave, opening and closing, and any marker | Set by the cemetery |
Example: a prepaid Direct Cremation with a temporary urn comes to $1,695.96, tax included. Families can see any plan line by line in our online planners for cremation and funeral and burial.
Refer a client or ask a question
We’ll reply by email or phone. Please leave out Social Security numbers, account numbers and medical details.
Thank you. A funeral director will get back to you soon. If it’s urgent, call (773) 866-2273, any hour.
Questions from professionals
Are your prepaid plans irrevocable?
Irrevocable plans are available, and they’re what families usually choose for a Medicaid spend-down. Revocable plans are available for families who aren’t applying for Medicaid.
Where are the funds held?
In a life insurance policy from Funeral Directors Life, an insurance company that specializes in funeral pre-planning. The funds aren’t held by Caring Cremations.
Is there a dollar limit?
For a guaranteed-price contract funded by an irrevocable assignment of life insurance, Illinois limits the exemption to the insurance benefit designated for the funeral goods and services, rather than setting a fixed dollar cap (305 ILCS 5/3-1.2). Irrevocable contracts funded other ways have a dollar limit that’s adjusted each year. Please confirm current figures with the caseworker.
Can a plan be set up for someone already in a nursing home?
Yes. Many of our Medicaid plans are arranged by an adult child for a parent who is moving into, or already living in, a nursing home. We’ll work with both of them, and with whoever holds power of attorney.
What if the client moves?
The plan is funded by a life insurance policy, so it isn’t lost if they move. It can be transferred to a funeral home near the new home.
Do you give legal or Medicaid advice?
We’re funeral professionals, not attorneys, and Medicaid rules change. We’ll explain how our plans work, and we recommend confirming each situation with the caseworker or an elder law attorney.
Do you help Spanish-speaking families?
Yes. Se habla español. Families can call us at (773) 866-2273, and our Spanish page is here.
For your clients
- Prepaid Cremation and Illinois Medicaid Our guide for families, in plain language.
- Prepaid Cremation Plans in Chicago Every package and price, with an online planner.
- Prepaid Funeral and Burial Plans Burial packages, caskets and a line-by-line estimate.
- Free Final Wishes Form A simple way for clients to write down what they want.
WHAT FAMILIES SAY
In Their Own Words
5.0
from more than 1,100
Google reviews
“Caring Cremations was so thorough in making arrangements ahead of time for the passing of my sister. Then when the time came, everything went smoothly. They attended to details in a timely fashion.”
“Caring Cremations was very easy to set up (I did it in advance). Prices were competitive. The documentation was all available via email. The people I worked with were respectful, punctual, kind and considerate.”
“…I found it easy to make pre-arrangements and even found an urn that perfectly reflected my dad’s personality. When the time came to actually have him cremated, Caring Cremations was easy to reach and responded quickly. It was easy for me to finish paying online.”
“…The owner, Milos, was so sympathetic and supportive, as I had a lot of questions beforehand. When it came time for the cremation, everything went as planned and we were very happy we had chosen them in advance.”
“…In each instance we have experienced clear, detailed information and most importantly sensitivity in very tough to navigate emotional situations. They offer various option for pre-planning which we used in 2 of the 3 instances. Highly recommend working with them.”
“Every interaction with him or his staff was professional and compassionate. They made the process feel effortless. … Having prices posted on their website for the different services let me know what to expect for final cost.”
“I arranged everything online on their website with their very easy process. Prices were affordable. Great communication and prompt replies from Vivian. She’s professional, kind and compassionate.”
Swipe for more stories from families →
Have a client who needs a plan?
Call us any time, or send the form above. Calling doesn’t commit anyone to anything.
Se habla español. Llámenos al (773) 866-2273.
Our Chicago funeral home
Most families arrange everything online or by phone, and we answer 24 hours a day. When you’d like to meet with us in person, or to pick up your loved one’s cremated remains, come to our funeral home in Irving Park.
Caring Cremations – Irving Park
FUNERAL HOME AND ARRANGEMENT OFFICE
3521 N. Pulaski Rd.
Chicago, IL 60641
Cremated remains are picked up here. If you can’t come in person, ask us about secure shipping.
Get directions
We also have offices in the Loop and Sauganash, shown on the map. Meetings and pickups are at our Pulaski Road funeral home.
